Download SenticMoney

Zero-based, envelope, 50/30/20, or your own approach — start budgeting your way with complete privacy.

How To Make A Budget With SenticMoney

SenticMoney makes it easy to make a budget — even if you've never built one before. Pick the method that fits how you think about money, then let the app handle the math.

  1. Pick a budgeting method. Zero-based, envelope, 50/30/20, or your own custom approach — SenticMoney supports all of them.
  2. Add your transactions. Import any bank statement (PDF, CSV, OFX, QFX) on the Standard plan, or enter transactions manually for free. No bank login required, ever.
  3. Set category limits. Ask Genie, the built-in AI assistant, to suggest realistic limits based on your actual spending — or set your own.
  4. Track your progress. See where every dollar goes, get budget alerts before you overspend, and carry unspent envelope balances forward to next month.

Your data stays on your computer. No cloud sync, no Plaid connection, no monthly subscription required to get started.

Try Before You Download

See SenticMoney in action with our live web demo. No installation required.

Launch Live Demo

Download SenticMoney Free

One click. No email required. No account needed.

Download for Mac
Version 2.5.9 macOS 12+ (Monterey) Apple Silicon & Intel
Download Quick Start Guide (PDF)
Also available: Windows version
Windows 10/11
~123 MB
2-3 min install
100% Local

Free Forever • No credit card required

Already a customer? Download your update here

Want Bank Imports & AI Features?

Upgrade to Standard ($39/year) for bank imports, receipt scanning, SenticMoney Genie, and Runway cash flow planning. You can upgrade anytime from within the app.

Use code WELCOME20 at checkout to save 20% your first year — just $31.20

What Happens After Download?

1

Run the Installer

Double-click the downloaded SenticMoney-Setup-v2.5.9.exe file. If prompted by Windows SmartScreen, click "More info" → "Run anyway".

2

Follow the Installation Wizard

Choose your installation location and follow the prompts. The installer will set up everything automatically.

3

Launch SenticMoney

Open SenticMoney from your Start Menu or desktop shortcut. Your browser will open to http://localhost:5007.

4

Create Your Account

On first launch, you'll go straight to the registration page. Choose a username, set a secure password, and add an email so you can reset it if needed.

5

Start Tracking Your Money

After signing in, add an income source and start logging transactions. Your data stays on your computer—completely private.

Need help? Check our Support & FAQ page or email support@senticmoney.com

System Requirements

Windows

  • Windows 10 or Windows 11 (64-bit)
  • 4 GB RAM minimum (8 GB recommended)
  • 500 MB free disk space
  • 1280x720 screen resolution or higher
  • Internet connection (required for AI features in Standard)

Mac

  • macOS 12 (Monterey) or later
  • Apple Silicon (M1/M2/M3/M4) or Intel Mac
  • 4 GB RAM minimum (8 GB recommended)
  • 500 MB free disk space
  • Internet connection (required for AI features in Standard)

Installation Instructions

  1. Download the installer file
  2. Double-click the downloaded file
  3. Follow the installation wizard
  4. Launch SenticMoney from your Start Menu

Need help? Visit our Support page or email us at support@senticmoney.com